Terms Of Use

Effective Date: September 2024
Last Updated: September 2024

These Terms of Use (“Terms”) govern your access to and use of the services provided by BeanWealth LLC ("BeanWealth," "we," "our," or "us") through our website beanwealth.com, newsletters, and any related platforms (collectively, the "Services"). By accessing or using our Services, you agree to comply with and be bound by these Terms. If you do not agree with these Terms, please do not use our Services.

1. Acceptance of Terms

By using the Services, you acknowledge that you have read, understood, and agreed to be bound by these Terms. We reserve the right to update or modify these Terms at any time. Any changes will be effective immediately upon posting to our website. Continued use of the Services after any such changes constitutes your acceptance of the new Terms.

2. Services Overview

BeanWealth provides financial education and general information through its newsletters, website, and related platforms. The Services are designed for informational purposes only and do not constitute financial advice, investment recommendations, legal advice, or tax advice. Users are responsible for making their own financial decisions, and you are encouraged to consult with a professional advisor before taking any action based on the information provided through our Services.

3. Eligibility

To use our Services, you must be at least 18 years of age and fully able to enter into and comply with these Terms. By accessing our Services, you represent and warrant that you meet these eligibility requirements. If you are accessing the Services on behalf of a company or other legal entity, you represent and warrant that you have the authority to bind that entity to these Terms.

4. User Accounts

To access certain features of our Services, you may be required to create an account. You agree to provide accurate and complete information when creating an account and to keep your account information up to date. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. BeanWealth is not liable for any loss or damage arising from your failure to secure your account credentials.

5. Use of Services

You agree to use the Services only for lawful purposes and in compliance with these Terms and all applicable laws and regulations. You agree not to:

  • Use the Services for any illegal, fraudulent, or unauthorized purposes.

  • Copy, modify, distribute, or create derivative works of the Services or any part of it without our express written permission.

  • Interfere with or disrupt the operation of the Services or the servers or networks used to provide them.

  • Engage in any activity that imposes an unreasonable or disproportionately large load on our infrastructure.

6. Intellectual Property Rights

All content provided through the Services, including but not limited to text, graphics, logos, images, videos, and software (the "Content"), is the property of BeanWealth or its licensors and is protected by copyright, trademark, and other intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to access and use the Services for personal and non-commercial purposes. Any unauthorized use of the Content is strictly prohibited.

Our Services may contain links to third-party websites, products, or services that are not owned or controlled by BeanWealth. We provide these links for your convenience, but we do not endorse or assume any responsibility for the content, privacy policies, or practices of any third-party sites or services. You acknowledge and agree that BeanWealth is not liable for any loss or damage that may arise from your use of third-party websites or services.

8. Disclaimer of Warranties

The Services are provided on an "as is" and "as available" basis without any express or implied warranties of any kind, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. BeanWealth does not warrant that the Services will be uninterrupted, error-free, or free of viruses or other harmful components.

9. Limitation of Liability

To the fullest extent permitted by applicable law, BeanWealth, its affiliates, officers, employees, and agents shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, or goodwill, arising out of or in connection with your access to or use of, or inability to use, the Services, even if BeanWealth has been advised of the possibility of such damages.

10. Indemnification

You agree to indemnify, defend, and hold harmless BeanWealth, its affiliates, officers, employees, and agents from and against any claims, liabilities, damages, losses, or expenses (including reasonable attorneys’ fees and costs) arising out of or in any way connected with your use of the Services, violation of these Terms, or violation of any third-party rights.

11. Termination

We reserve the right to terminate or suspend your access to the Services, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms. Upon termination, your right to use the Services will immediately cease.

12. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions. You agree to submit to the personal and exclusive jurisdiction of the state and federal courts located in Florida for the resolution of any disputes arising out of or relating to these Terms or your use of the Services.

13. Severability

If any provision of these Terms is found to be unlawful, void, or unenforceable, the remaining provisions will remain in full force and effect.

14. Changes to the Terms

We reserve the right to update or modify these Terms at any time. Any changes will be effective immediately upon posting on beanwealth.com. Your continued use of the Services following the posting of revised Terms constitutes your acceptance of the changes.

15. Contact Information

If you have any questions or concerns regarding these Terms, please contact us at:

BeanWealth LLC
Principal Address: 201 South Monroe St, 5th Floor, Tallahassee, FL 32308
Mailing Address: 1400 Village Square Blvd, Suite 3 - Box 260, Tallahassee, FL 32312
Email: [email protected]